James is the Co-founder of Safe Money One and host of Safe Money Radio. James has made his career of 29 years in the Financial Services and Insurance business. James has a passion for helping clients understand how they can have growth without the market risks that a traditional approach may face. James accomplishes this with a planned, custom-tailored approach to his client's situation that’s designed to protect them from any market downside and yet provide for the retirement account to grow and flourish. This approach combined with the right planning allows his clients to put in place a worry-free guaranteed lifetime income plan. This guaranteed method means they never have to worry about running out of money during retirement regardless how long they live.