James Herbst

James R. Herbst is a respected financial specialist and co‑founder of Safe Money One, with over 29 years of experience in insurance and financial services ([turn0search4]cite). His signature program, Safe Money Radio, airs weekly on KKNT AM 960 in Phoenix and provides pragmatic, faith-aligned strategies for protecting and growing retirement assets with minimal market risk ([turn0search0]cite).

Over the years, James has become a trusted guide—explaining how to achieve growth through tailored approaches such as indexed annuities, risk management tools, and tax-advantaged planning. His mission is to help listeners retire confidently, free from anxiety about market volatility or media headlines.

Whether you're nearing retirement or simply seeking a robust financial foundation, Safe Money Radio delivers digestible insight and actionable guidance built on decades of industry experience and real-world wisdom.