Is it Time to Refinance Your Annuity?

Podcasts > Your Personal Bank with Ferenc Toth

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Monday, August 3, 2026

Index Annuity Poor Performance Reasons

1. Caps and other limits

2. Indexes with historical low returns

3. Low interest rates when purchased (2022 or earlier)

Who should contact me:

1. Own or considering annuity with caps (less than 10% annual caps)

2. Suffering low returns (likely poor performing index)

3. Purchased annuity 2022 or earlier

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