Is a Reverse Mortgage Right for You? with Cheryl Scheidell

Cheryl Scheidell discusses reverse mortgage basics, potential retirement cash-flow strategies, second-lien reverse mortgages, and reverse mortgages for purchase. She also shares upcoming Total Wine educational events and welcomes guests from Sunset Ridge PTA to discuss community involvement.

Topics covered

• Understanding reverse mortgages and eligibility

• Potentially eliminating an existing required monthly mortgage payment

• Second-lien reverse mortgages and reverse mortgages for purchase

• Important costs, responsibilities, and questions to consider

• Sunset Ridge PTA's October 30th Trunk or Treat and Fall Festival

• Candy donations, online giving, volunteering, and sponsorship opportunities

• How churches, community organizations, and senior groups can request Cheryl as a speaker

Upcoming educational events

Scottsdale: October 28, 2026 - Total Wine 3p.m.-5p.m.
Tempe: November 17, 2026 - Old Republic Title  11:30-1:30p.m.

Visit ReverseMortgageAndBeyond.com for details and RSVP.

Contact Cheryl Scheidell

Phone: 480-817-4324
Email: [email protected]
Website: ReverseMortgageAndBeyond.com
YouTube: @reversemortgageandbeyond with Cheryl Scheidell

Barrett Financial Group, L.L.C.
Company NMLS #181106
Cheryl Scheidell NMLS #886425
Equal Housing Lender

Guest information

Justin Hamilton — President, Sunset Ridge PTA

 Jen Snider - Events Committee Member

For official details about the October 30th events, candy drive, online donations, volunteering, sponsorships, and future activities, consult Sunset Ridge PTA's verified social media pages and official donation information.

https://www.instagram.com/ssrpta/

https://storage.googleapis.com/pt05-2/messages/attachments/b13ec5e41582622a124a7a7af4e3396f/Sunset_Ridge_Trunk_or_Treat_Fall_Carnival_%25282%2529_%25281%2529.pdf

Mortgage disclosure

This is not a commitment to lend. All loans are subject to credit approval and applicable program requirements. Reverse mortgage borrowers remain responsible for property taxes, homeowners insurance, maintenance, and other loan obligations. Loan costs and accrued interest may reduce remaining home equity.

What happens to your home when you pass away and have a reverse mortgage? Will your children be able to keep the house? What if the loan balance exceeds the property's value? And what protections may apply to a surviving spouse?

In this interview-style episode, Lydia Wietsma asks Cheryl Scheidell the questions homeowners and families need answered. They discuss reverse mortgage repayment, inheritance, surviving spouses, selling a family home, and practical steps homeowners can take to prepare their families for the future.

Topics include:

• What happens to a reverse mortgage when the borrower passes away.

• Options heirs may have to keep or sell the home.

• What the HECM non-recourse feature means.

• Surviving-spouse considerations.

• How a reverse mortgage may affect the equity available to heirs.

• Why family conversations and estate planning matter.

• Practical steps homeowners can take now.

Upcoming Reverse Mortgage Educational Sessions

• October 28, 3:00–5:00 PM — Scottsdale

• November 17 — Tempe

Visit ReverseMortgageAndBeyond.com for event details.

Contact Cheryl Scheidell

Reverse Mortgage Specialist / Senior Mortgage Loan Originator
Barrett Financial Group, L.L.C.

Phone: 480-817-4324
Email: [email protected]
Website: ReverseMortgageAndBeyond.com
YouTube: @reversemortgageandbeyond with Cheryl Scheidell

Contact Lydia Wietsma

NextHome Power Realty
Phone: 602-363-1720
Email: [email protected]
Website: ProbateRealtyHelp.com

Listen: Sundays at 3:30 PM Arizona time on AM 960 KKNT, The Patriot.

Educational Disclaimer: This program is for educational purposes only and does not constitute legal, tax, investment, or individualized financial advice. Reverse mortgage eligibility, terms, protections, and repayment requirements vary by loan type and individual circumstances. Consult your loan servicer and qualified legal and financial professionals regarding your situation.

Barrett Financial Group, L.L.C. | NMLS #181106
Cheryl Scheidell | NMLS #886425
Equal Housing Lender
nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106

This is not a commitment to lend. All loans are subject to credit approval and applicable program requirements.

What does it really take to stay active, strong and independent as we age?

In this episode of Is A Reverse Mortgage Right for You?, Cheryl Scheidell talks with Jodi Stokes, owner of Jodi Stokes Fitness, LLC, about the importance of exercise and functional movement throughout the aging process.

Jodi brings decades of experience in fitness and wellness and has a BS in Exercise Science, a Master's in Health & Wellness, women's health training, CBT/productivity coaching experience and is the author of Water Exercise by Jodi. Her concierge fitness approach includes customized training and wellness support, including mobile and water-based exercise.

In this episode, Cheryl and Jodi discuss:

• How much exercise we really need as we actively age
• The best types of workouts for older adults
• Functional fitness for people who are moving or downsizing
• Whether you really need an hour to exercise
• How to separate good fitness information from internet misinformation
• Why muscle strength matters as we age
• Exercise, balance and fall prevention
• The benefits of water exercise
• The importance of rest and recovery
• How to get started if you've been inactive

Connect with Jodi Stokes

Jodi Stokes Fitness, LLC
BS Exercise Science
Master Health & Wellness
Women's Health
CBT & Productivity Coach
Author, Water Exercise by Jodi

• Email: [email protected]
• Website: https://jodistokes.com/
• Facebook: Jodi Stokes Fitness
• Instagram: Jodi Stokes Fitness
• YouTube: Jodi Stokes Fitness

Jodi provides personalized fitness and wellness coaching, including concierge-style training designed around an individual's goals, lifestyle and abilities.

Connect with Cheryl Scheidell

Cheryl Scheidell
Reverse Mortgage Specialist / Senior Mortgage Loan Originator
Barrett Financial Group, L.L.C.
NMLS #181106 | Cheryl NMLS #886425

Phone: 480-817-4324
Email: [email protected]
Website: ReverseMortgageAndBeyond.com
YouTube: https://www.youtube.com/@ReverseMortgageandBeyond

Upcoming Lunch & Learn

Tuesday, October 13
11:30 AM – 1:30 PM
Total Wine — 1900 E. Rio Salado, Tempe, Az 85281

Reverse Mortgage and Probate — Educating Referral Partners

Join Cheryl for an educational Lunch & Learn designed for professionals who work with seniors, homeowners, families, real estate and retirement planning.

RSVP: Cheryl at 480-817-4324

For upcoming events and additional information, visit ReverseMortgageAndBeyond.com.

Disclaimer

This program is for educational purposes only and is not intended to provide financial, legal, tax, medical or investment advice. Reverse mortgage programs have eligibility requirements and costs. All loans are subject to credit approval and program guidelines. This is not a commitment to lend.

Fall Prevention: Protecting Independence as We Age

In this episode of Is a Reverse Mortgage Right for You?, Cheryl Scheidell is joined by Lori Stauffer from the Scottsdale Department of Community Relations for an important conversation about fall prevention and aging safely.

Falls aren't simply something that "happens to old people." They can be life-changing, which makes prevention, awareness and planning important parts of maintaining independence and quality of life.

In this episode, Cheryl and Lori discuss:

• Why people often don't recognize their risk of falling
• Why falls are a serious issue
• Safety risks in and around the home
• Medical condition and medication management
• Maintaining independence, self-reliance and autonomy
• Quality of life and continuing to do the things you enjoy
• The burden placed on family caregivers
• The importance of a comprehensive assessment
• Resources that may help people remain independent
• Whether Independent Living or Assisted Living is appropriate
• What families should consider when evaluating care options

Contact Lori Stauffer

Lori Stauffer
Scottsdale Department of Community Relations
Email: [email protected]

Contact Cheryl Scheidell

Cheryl Scheidell
Reverse Mortgage Specialist / Senior Mortgage Loan Originator
Barrett Financial Group, L.L.C.
NMLS #181106 | Cheryl NMLS #886425

Phone: 480-817-4324
Email: [email protected]
Website: ReverseMortgageAndBeyond.com

YouTube: @reversemortgageandbeyond with Cheryl Scheidell

Important Disclaimer

This is not a commitment to lend. All loans subject to credit approval.
nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106

Reverse mortgage programs have specific eligibility requirements, costs and obligations. Homeowners remain responsible for property charges, including taxes, insurance, HOA dues and property maintenance.

Reverse Mortgages & Retirement Planning: Could Your Home Equity Be Part of the Plan?

What if your home equity could be part of the conversation when planning for retirement?

In this episode of Is A Reverse Mortgage Right for You?, Cheryl Scheidell, Reverse Mortgage Specialist with Barrett Financial Group, is joined by Tammy Semler, Founder and Advisor at Lighthouse Retirement Services, for a conversation from both the reverse-mortgage and financial-advisor perspectives.

Rather than looking at a reverse mortgage as a standalone mortgage product, Cheryl and Tammy discuss how home equity may fit into a homeowner's broader retirement strategy—including cash flow, liquidity, investments, and long-term goals.

In This Episode, We Discuss:

• Reverse Mortgage Basics — How a reverse mortgage differs from a traditional mortgage and what homeowners should understand about ownership and ongoing responsibilities.

• Home Equity & Retirement Cash Flow — What it can mean to be "house rich but cash flow poor" and how accessing home equity may provide additional financial flexibility.

• The "No Monthly Mortgage Payment" Question — What that phrase actually means and which housing expenses homeowners remain responsible for.

• Why Financial Advisors Should Understand Home Equity — How home equity can be considered alongside investments, Social Security, pensions, annuities and other retirement resources.

• Market Downturns & Liquidity — How having additional sources of liquidity may provide homeowners with more choices when managing retirement assets.

• Heirs & Home Equity — What families should understand about a reverse mortgage loan balance, remaining equity and repayment when the loan becomes due.

• Reverse Mortgage for Purchase — How qualifying older homeowners may use a reverse mortgage as part of the financing when purchasing a new principal residence.

• Who May Consider a Reverse Mortgage for Purchase — Downsizing, moving closer to family, relocating to a retirement community, reducing maintenance, or looking for a different way to structure the purchase of a home.

• Working With Financial Advisors — Why collaboration among the homeowner, financial advisor and reverse mortgage professional can be an important part of the conversation.

The Big Takeaway

The conversation isn't simply about asking, "How much money can I get from my home?"

It's about starting with a bigger question:

"What am I trying to accomplish in retirement?"

From eliminating an existing mortgage payment to creating additional cash-flow flexibility, establishing a line of credit, downsizing, purchasing a new home, or simply understanding available options, home equity can be an important part of the retirement conversation.

A reverse mortgage isn't right for everyone. The goal is education, understanding the numbers, and determining whether it fits an individual's circumstances and retirement goals.

Connect With Cheryl

Cheryl Scheidell
Reverse Mortgage Specialist
Barrett Financial Group

📞 480-817-4324
📧 [email protected]
🌐 ReverseMortgageAndBeyond.com
📺 YouTube: @reversemortgageandbeyond

Cheryl has been in the mortgage business since 2002 and has specialized in reverse mortgages for more than a decade.

Educational conversations. No sales pressure. Just helping you understand your options.

This program is for educational purposes only. Reverse mortgage programs have specific eligibility requirements, terms, costs and obligations. Borrowers remain responsible for property taxes, homeowners insurance, maintenance and other property-related obligations. Individual circumstances vary. This is not a commitment to lend. All loans subject to credit approval.

Barrett Financial Group, L.L.C. | NMLS #181106 | Cheryl Scheidell NMLS #886425 | Equal Housing Lender

Planning for the Retirement You Want—and the Care You May Need

On today's episode, Cheryl Scheidell is joined by Tammy Semler of Lighthouse Retirement Services and Jill Facarazzo of Futurity First Wealth Management for an important conversation about retirement planning, long-term care, and preparing for the unexpected.

Retirement planning isn't just about investments and income. It's also about understanding the potential cost of care, protecting your retirement assets, and making informed decisions about the resources available to you.

IN THIS EPISODE, WE DISCUSS:

With Tammy Semler:

• Why long-term care should be an essential part of retirement planning
• How likely someone may be to need long-term care during retirement
• How long-term care needs can last
• The potential costs of home care, assisted living, nursing facilities and memory care
• Common misconceptions about Medicare and paying for long-term care
• The role of family members in providing care
• Traditional long-term care insurance
• Hybrid life insurance policies
• Retirement-income strategies
• Self-funding long-term care expenses
• Repositioning assets
• Planning considerations involving Medicaid eligibility
• The first steps to take when you're concerned about future long-term care costs

With Jill Facarazzo:

• The biggest mistakes people make when planning for retirement
• How to determine whether you're actually ready to retire
• Questions to consider before leaving the workforce
• One thing you can do this year to potentially improve your retirement plan

MEET OUR GUESTS

Tammy Semler

Founder / Advisor
Lighthouse Retirement Services

Tammy helps clients navigate retirement planning and understand strategies designed to address income needs, retirement risks and long-term care considerations.

📞 623-244-0520
📧 [email protected]

Jill Facarazzo

Futurity First Wealth Management

8501 E Princess Dr., Suite 210
Scottsdale, AZ 85255

📞 Office: 602-365-0474
📱 Text Only: 480-809-9016
📧 [email protected]

YOUR HOST — CHERYL SCHEIDELL

Reverse Mortgage Specialist / Senior Mortgage Loan Originator
Barrett Financial Group, L.L.C.
NMLS #181106
Cheryl Scheidell — NMLS #886425

📞 480-817-4324
📧 [email protected]
🌐 ReverseMortgageAndBeyond.com
▶️ YouTube: @ReverseMortgageAndBeyond

Have questions about reverse mortgages, reverse mortgage purchases, second-lien reverse mortgages or how home equity may fit into a retirement strategy?

Call Cheryl at 480-817-4324.

The goal is education first—understanding the facts, the options, the costs and the questions you should be asking before making a decision.

IMPORTANT DISCLAIMER

This program and the information discussed are provided for educational and informational purposes only and are not intended to provide financial, investment, tax, legal, insurance, healthcare or Medicaid-planning advice.

A reverse mortgage is a loan and is subject to eligibility requirements, borrower obligations, costs and applicable program guidelines. A reverse mortgage is not right for everyone. Borrowers are responsible for meeting the terms of the loan and for maintaining the property, paying property taxes, homeowners insurance, HOA dues and other applicable property-related expenses.

A reverse mortgage may affect eligibility for certain means-tested government benefits, including Medicaid or Supplemental Security Income (SSI). Borrowers should consult with appropriate financial, tax, legal, insurance and benefits professionals regarding their individual circumstances before making decisions.

Information regarding long-term care costs, insurance products, Medicare, Medicaid and retirement strategies can vary based on individual circumstances and may change over time. Nothing discussed on this program should be considered a guarantee of future costs, benefits, investment performance or insurance coverage.

This is not a commitment to lend. All loans subject to credit approval.

Barrett Financial Group, L.L.C. NMLS #181106 | Cheryl Scheidell NMLS #886425 | Equal Housing Lender

Reverse Mortgage Basics, Reverse Purchase & Second-Lien Options

Have you ever wondered whether the equity in your home could play a bigger role in your retirement?

In this episode of Is A Reverse Mortgage Right for You?, Cheryl Scheidell of Barrett Financial takes a straightforward look at three reverse mortgage strategies that today's homeowners should understand:

🏠 Reverse Mortgage Basics

What is a reverse mortgage? How does it work? Who may qualify? Cheryl breaks down the fundamentals and addresses some of the most common misconceptions surrounding reverse mortgages.

🏡 Reverse Mortgage for Purchase

Thinking about downsizing, moving closer to family, relocating, or finding a more manageable home for retirement? Learn how an eligible homeowner may be able to use a reverse mortgage to purchase a new primary residence while potentially eliminating the need for a traditional monthly mortgage payment.

💰 Second-Lien Reverse Mortgages

What if you already have a first mortgage with a favorable interest rate and don't want to refinance? Cheryl explains how a second-lien reverse mortgage may provide another potential way for qualified homeowners to access home equity while keeping an existing first mortgage in place.

Whether you're a homeowner, an adult child helping your parents, a Realtor, or a financial professional, this episode is designed to help you understand the options and ask better questions.

The goal isn't to tell you whether a reverse mortgage is right for you. It's to help you understand the options so you can make an informed decision.

📞 Have Questions?

Cheryl Scheidell
Reverse Mortgage Specialist / Senior Mortgage Loan Originator
Barrett Financial Group, L.L.C.
NMLS #181106
Cheryl NMLS #886425

📱 Call or Text: 480-817-4324
📧 Email: [email protected]
🌐 Website: ReverseMortgageAndBeyond.com
▶️ YouTube: Reverse Mortgage and Beyond
@reversemortgageandbeyond

Education comes first. If you're curious about reverse mortgages, reverse purchases, or second-lien options, start with a conversation.

Important Disclaimer

This content is for educational and informational purposes only and is not a commitment to lend. All loans are subject to credit approval and applicable program requirements. Reverse mortgage eligibility, loan amounts, interest rates, costs, and availability vary based on individual circumstances and program guidelines. Borrowers remain responsible for property taxes, homeowners insurance, maintenance, and other applicable obligations. Consult appropriate financial, tax, legal, and other professionals regarding your individual situation.

Home Equity, Reverse Mortgages, Probate & Protecting Your Legacy

In Part 2 of this special conversation with Lydia Wietsma of NextHome Power Realty, Cheryl Scheidell explores how homeowners may potentially use home equity as part of their retirement strategy.

The conversation then shifts to probate and estate planning, including Beneficiary Deeds and Trusts.

🏡 Part 1 — Cheryl Scheidell & Reverse Mortgages

Lydia asks Cheryl:

• What are some ways homeowners can potentially use their home equity?
• Can a reverse mortgage be used to purchase a home?
• What happens if a homeowner already has a mortgage?
• How can a reverse mortgage potentially be part of a retirement or wealth-building strategy?
• What types of reverse mortgages are available?
• What is the best first step for someone considering a reverse mortgage?

📋 Part 2 — Lydia Wietsma & Probate Planning

Cheryl asks Lydia:

• What is probate and why do families often want to avoid it?
• What mistakes can unintentionally cause an estate to go through probate?
• What simple steps can homeowners take to help their families prepare?
• Is it ever too late to start planning?
• What is a Beneficiary Deed?
• How does a Beneficiary Deed compare with a Trust?
• Why is planning ahead so important when your home is one of your largest assets?

📞 CONNECT WITH CHERYL SCHEIDELL

Cheryl Scheidell
Reverse Mortgage Specialist
Barrett Financial Group, L.L.C.

📱 Phone: 480-817-4324
📧 Email: [email protected]
🌐 Website: ReverseMortgageAndBeyond.com
▶️ YouTube: @reversemortgageandbeyond

NMLS #886425
Barrett Financial Group, L.L.C. — NMLS #181106

📞 CONNECT WITH LYDIA WIETSMA

Lydia Wietsma
NextHome Power Realty
125 N. 22nd Place, Unit 105
Mesa, AZ 85213

📱 Phone: 602-363-1720
📧 Email: [email protected]
🌐 Website: ProbateRealtyHelp.com

Arizona Real Estate License #: SA542934000

🔟 HASHTAGS

#ReverseMortgage
#IsAReverseMortgageRightForYou
#HomeEquity
#RetirementPlanning
#ReverseMortgageForPurchase
#Probate
#BeneficiaryDeed
#EstatePlanning
#AgingInPlace
#FinancialWellness

⚠️ EDUCATIONAL DISCLAIMER

This program is for educational purposes only and is not a commitment to lend. Reverse mortgage programs have eligibility requirements, financial obligations, and conditions. For an FHA-insured HECM, borrowers generally must be 62 or older. Borrowers remain responsible for property taxes, homeowners insurance, maintenance, occupancy requirements, and other applicable obligations.

Information regarding probate, Beneficiary Deeds, Trusts, and estate planning is general educational information and should not be considered legal advice. Consult qualified legal, tax, financial, and real estate professionals regarding your individual circumstances.

Mindful Real Estate Investing, Wealth & Your Home Equity — A Conversation with Jonathan Greene

In this episode of Is a Reverse Mortgage Right for You?, Cheryl Scheidell turns the tables and interviews Jonathan Greene, host of Zen and the Art of Real Estate Investing.

Jonathan's career journey has taken him from real estate investing at a young age to practicing law, opening four art galleries, curating a museum, teaching graduate students, and ultimately returning to real estate.

Today, Jonathan runs Streamline, a data-driven, investor-friendly, independent real estate brokerage in Madison, New Jersey, and hosts Zen and the Art of Real Estate Investing, with more than 365 episodes.

Jonathan has more than 30 years of experience in real estate transactions across multiple states, including:

• Single-family rentals
• Short-term rentals
• Flips
• Syndications
• Commercial strip malls
• Industrial real estate

He is also a licensed Associate Broker in New York with Country House Realty, focusing on weekend homes and short-term rentals in Upstate New York.

In this conversation, Cheryl and Jonathan discuss:

• Jonathan's unconventional career journey
• Why he started investing in real estate at such a young age
• How his legal and artistic careers influenced his real estate career
• Financial mindfulness
• Wealth generation
• Lifestyle architecture
• Building wealth through real estate
• The difference between being wealthy on paper and having financial flexibility
• The concept of being "house rich and cash poor"
• How homeowners should think about their home equity
• Home equity as part of a larger retirement strategy
• Reverse mortgages
• Reverse Mortgage for Purchase
• Downsizing and lifestyle changes
• Aging in place
• Creating financial flexibility during retirement

A Special Connection

Cheryl was recently a guest on Jonathan's podcast, Zen and the Art of Real Estate Investing, and this episode brings that conversation full circle by welcoming Jonathan to Is a Reverse Mortgage Right for You?

📣 CONNECT WITH JONATHAN

Jonathan Greene
Host — Zen and the Art of Real Estate Investing
Real Estate Investor | Broker | Educator | Speaker

Streamline — Independent Real Estate Brokerage
Madison, New Jersey

Zen and the Art of Real Estate Investing
Podcast featuring conversations about financial mindfulness, wealth generation and lifestyle architecture.

📣 CONNECT WITH JONATHAN GREENE

Host — Zen and the Art of Real Estate Investing
Real Estate Investor | Broker | Educator | Speaker

Website: trustgreene.com

Podcast: Zen and the Art of Real Estate Investing

Streamline — Independent Real Estate Brokerage
Madison, New Jersey

Jonathan's podcast features conversations about financial mindfulness, wealth generation, real estate investing, and lifestyle architecture.

 📣CONNECT WITH CHERYL SCHEIDELL

Cheryl Scheidell
Reverse Mortgage Specialist
Barrett Financial Group, L.L.C.
NMLS #886425
Barrett Financial Group, L.L.C. NMLS #181106

📞 Phone: 480-817-4324
📧 Email: [email protected]
🌐 Website: barrettfinancial.com/cscheidell
▶️ YouTube: Reverse Mortgage and Beyond — YouTube

🎙️ Listen to Cheryl's show:
Is a Reverse Mortgage Right for You?

🎥 Watch and follow:
Reverse Mortgage and Beyond

⚠️ EDUCATIONAL DISCLAIMER

This program is for educational and informational purposes only and is not a commitment to lend. Reverse mortgage borrowers must meet applicable eligibility requirements and continue to meet loan obligations, including property taxes, homeowners insurance, property maintenance, and other applicable loan terms. Reverse mortgage programs, terms, and availability vary based on borrower qualifications, property type, lender, and program guidelines. Consumers should consider their individual circumstances and consult appropriate financial, tax, legal, and housing professionals as applicable.

#ReverseMortgage
#IsAReverseMortgageRightForYou
#JonathanGreene
#ZenAndTheArtOfRealEstateInvesting
#RealEstateInvesting
#RealEstateEducation
#HomeEquity
#RetirementPlanning
#WealthBuilding
#FinancialMindfulness
#LifestyleArchitecture
#RealEstateWealth
#RetirementIncome
#AgingInPlace
#SeniorHomeowners
#Downsizing
#HomeEquityStrategy
#ReverseMortgageEducation
#ReverseMortgageAndBeyond

Your Home Is a Target: The Hidden Threat of Real Estate Fraud

Your home may be your largest financial asset — but are you doing enough to protect it?

In this episode of “Is A Reverse Mortgage Right for You?”, Cheryl Scheidell sits down with John Rowan, HFDCP™, Founder of Home Fraud Defense™ Certified Professional, for an important conversation about the evolving world of real estate fraud.

John and Cheryl discuss:

• Whether “title lock” and “title protection” services are worth paying for
• Why vacant land can be an attractive target
• How AI has changed real estate fraud
• Why fraud risk doesn't necessarily end when you close on a property
• Who is actually behind these schemes
• Whether stolen funds can be recovered — and why acting quickly matters
• The role real estate agents play in fraud prevention
• Why older homeowners and out-of-state property owners can be specifically targeted
• What John would change at the state or industry level
• How his background as an airline pilot influences his approach to fraud prevention

🛡️ CONNECT WITH JOHN ROWAN

John Rowan, HFDCP™
Certified Instructor | Founder
Home Fraud Defense™ Certified Professional

🌐 HomeFraudDefense.org
📧 [email protected]
📞 623-281-7852
ADRE School #S25-0019

🏡 ABOUT CHERYL SCHEIDELL

Cheryl Scheidell is a Reverse Mortgage Specialist with Barrett Financial Group and host of “Is A Reverse Mortgage Right for You?”

Cheryl helps homeowners understand how home equity may fit into retirement planning, aging in place, home purchases, and overall financial strategies.

📞 CONTACT CHERYL

Cheryl Scheidell
Reverse Mortgage Specialist
Mortgage Loan Originator NMLS #886425
Barrett Financial Group, L.L.C. NMLS #181106

📞 Phone: 480-817-4324
📧 Email: [email protected]
🌐 Website: barrettfinancial.com/cscheidell
▶️ YouTube: @reversemortgageandbeyond

Show: Is A Reverse Mortgage Right for You?

Whether you're considering a reverse mortgage, looking at your home equity as part of your retirement strategy, or simply want to understand your options, Cheryl is here to help you make an informed decision.

⚠️ EDUCATIONAL DISCLAIMER

This program is for educational and informational purposes only and is not intended to provide legal, financial, tax, real estate, cybersecurity, or other professional advice. Individual circumstances vary. Consult with appropriate qualified professionals regarding your specific situation.

#HomeFraudDefense
#RealEstateFraud
#ProtectYourHome
#DeedFraud
#RealEstateScams
#FraudPrevention
#Homeowners
#RealEstateProfessionals
#SeniorHomeowners
#ReverseMortgage

Protecting Your Home From Real Estate Fraud: What Every Homeowner Needs to Know

Your home may be one of the largest financial assets you'll ever own. But how well are you protecting it from fraud?

In this episode of “Is A Reverse Mortgage Right for You?”, Cheryl Scheidell sits down with John Rowan, HFDCP™, Certified Instructor and Founder of Home Fraud Defense™ Certified Professional, to discuss the growing threat of real estate fraud and the steps homeowners can take to protect themselves.

John explains why real estate fraud is about much more than a wire transfer going to the wrong account.

We discuss:

🏠 How someone can attempt to sell property they don't actually own

🔐 Who may be targeted by real estate fraud

📞 How criminals can impersonate real estate agents, title companies, lenders and other professionals

🔑 The importance of verification and the code word concept

📊 The numbers behind real estate fraud

🚨 What to do during the first hour after discovering suspected fraud

🛡️ Why homeowner education and prevention are so important

🆓 Why Home Fraud Defense provides consumer tools for free

This is an important conversation for homeowners, seniors, families, real estate professionals, lenders, title professionals, financial professionals, and anyone involved in helping people protect their largest assets.

🔐 CONNECT WITH JOHN ROWAN

John Rowan, HFDCP™
Certified Instructor | Founder
Home Fraud Defense™ Certified Professional

🌐 HomeFraudDefense.org
📧 [email protected]
📞 623-281-7852
ADRE School #S25-0019

🏡 ABOUT CHERYL SCHEIDELL

Cheryl Scheidell is a Reverse Mortgage Specialist with Barrett Financial Group and host of “Is A Reverse Mortgage Right for You?”

Cheryl has been in the mortgage business since 2002 and specializes in helping homeowners understand how home equity may fit into retirement planning, aging in place, home purchases, and overall financial strategies.

Cheryl Scheidell
Reverse Mortgage Specialist
Mortgage Loan Originator NMLS #886425
Barrett Financial Group, L.L.C. NMLS #181106

📞 Phone: 480-817-4324
📧 Email: [email protected]
🌐 Website: barrettfinancial.com/cscheidell
▶️ YouTube: @reversemortgageandbeyond

Show: Is A Reverse Mortgage Right for You?

Whether you're considering a reverse mortgage, looking at your home equity as part of your retirement strategy, or simply want to understand your options, Cheryl is here to help you make an informed decision.

EDUCATIONAL DISCLAIMER

This program is for educational and informational purposes only and is not intended to provide legal, financial, tax, real estate, or cybersecurity advice. Listeners should consult with the appropriate qualified professional regarding their individual circumstances.

#HomeFraudDefense
#RealEstateFraud
#ProtectYourHome
#DeedFraud
#RealEstateScams
#FraudPrevention
#HomeownerProtection
#SeniorHomeowners
#ReverseMortgage
#CherylScheidell

🏠 Home Sweet Home: Protecting, Maintaining & Adapting Your Home for the Future

In this episode of “Is a Reverse Mortgage Right for You?”, Cheryl Scheidell talks with three professionals about the importance of maintaining your home, protecting your investment, and preparing your home so you can enjoy it for years to come.

🎙️ Featured GuestsEvelyn Zeidler — First Response Roofing

Evelyn discusses:

• How often homeowners should have their roofs inspected
• How Arizona heat affects roof life
• Signs of storm damage
• What homeowners insurance may cover
• When to consider filing a claim
• Roof repairs versus full replacement
• One thing every Arizona homeowner should know about their roof

First Response Roofing

📞 Office: 480-924-4444
📱 Text: 480-434-3341

“Give your roof the life it deserves.”

Jenny Gabbel — Like New Painting AZ

Jenny Gabbel with Like New Painting AZ discusses:

• What sets Like New Painting AZ apart from other painting companies
• What homeowners should look for when choosing a painter
• Whether the quality of paint really matters
• How Arizona weather can affect paint
• The going rate per square foot for painting
• What homeowners should ask before hiring a painting company

Like New Painting AZ

📞 480-353-7356
📱 Facebook: Like New Painting AZ
📱 Instagram: Like New Painting AZ

Derek Rogers — Aqua Therapy Tubs & Bathrooms

Derek discusses:

• Why seniors are choosing to age in place
• Common bathroom safety hazards
• Walk-in showers
• Zero-threshold entries
• Grab bars
• Comfort-height toilets
• Handheld showerheads
• Built-in seating
• Better lighting
• Non-slip flooring
• Wider doorways
• Bathroom remodeling and independence
• Financing options
• Resources available for disabled veterans

📞 602-607-0404
📧 [email protected]
🌐 www.aquatherapytubs.com

Aqua Therapy Tubs & Bathrooms
310 W. Hatcher Rd.
Phoenix, AZ 85021

Veteran Resource: Showers4Heroes.org

Aqua Therapy Tubs & Bathrooms helps disabled veterans receive the $6,800 HISA grant for an accessible shower remodel.

 About Cheryl Scheidell

Cheryl Scheidell is a Reverse Mortgage Specialist with Barrett Financial Group and has specialized in helping homeowners understand reverse mortgage options and how home equity may fit into a larger retirement strategy.

📞 480-817-4324
📧 [email protected]
🌐 barrettfinancial.com/cscheidell
▶️ YouTube: @reversemortgageandbeyond

NMLS #886425
Barrett Financial Group, L.L.C. — NMLS #181106

A reverse mortgage is not right for everyone. Homeowners should understand program requirements, costs, taxes, insurance, maintenance obligations, and other terms before making a decision. This information is for educational purposes only and is not a commitment to lend.

IsAReverseMortgageRightForYou
#ReverseMortgage
#HomeEquity
#RetirementPlanning
#AgingInPlace
#ArizonaHomeowners
#HomeMaintenance
#HomeImprovement
#SeniorSafety
#FinancialWellness

⚠️ EDUCATIONAL DISCLAIMER

This program is for educational and informational purposes only and is not intended to provide legal, financial, tax, real estate, cybersecurity, or other professional advice. Individual circumstances vary. Consult with appropriate qualified professionals regarding your specific situation.

On this week's episode of Is a Reverse Mortgage Right for You?, Cheryl Scheidell welcomes Vance Simms, Founder and Executive Director of Father Matters, for an inspiring conversation about the vital role fathers play in the lives of their children and the importance of protecting families through Final Expense planning.

Vance shares the story behind Father Matters, the organization's mission to support fathers through education, mentorship, and community connections, and why engaged fathers make a lasting difference in children's emotional, educational, and social development.

The conversation also explores Vance's decision to become licensed in insurance and how Final Expense coverage complements his mission of strengthening families by helping protect loved ones from unexpected financial burdens.

In This Episode You'll Learn:

• The mission and impact of Father Matters
• Why father involvement changes children's lives
• Resources available for fathers and families
• The importance of Final Expense planning
• How financial preparation creates peace of mind for loved ones
• Practical ways to build stronger, healthier families

Guest

Vance Simms
Founder & Executive Director, Father Matters, Inc.
Office: 602-774-3298
Email: [email protected]
Website: www.FatherMatters.org

Host

Cheryl Scheidell
Reverse Mortgage Specialist
Barrett Financial Group
NMLS #886425

• Phone: 480-817-4324
• Email: [email protected]
• Website: ReverseMortgageAndBeyond.com
• YouTube: @ReverseMortgageAndBeyond

🎥 Subscribe to Cheryl's YouTube channel, @ReverseMortgageAndBeyond, for educational videos on reverse mortgages, retirement planning, Final Expense planning, interviews with trusted professionals, and practical resources to help you make informed financial decisions.

This episode is a reminder that financial wellness and family wellness go hand in hand. Whether through stronger parenting, thoughtful financial planning, or meaningful community support, investing in families today creates a better future for generations to come.

Protecting Your Home, Your Family & Your Future: Insurance Matters More Than You Think

Your home is likely one of your biggest investments—but are you truly protected?

This week, Cheryl Scheidell welcomes identical twin sisters Stephanie Schaffroth and April Schaffroth, local Farmers Insurance Agency Owners and trusted insurance advisors.

Stephanie has been serving families and business owners since 2004, while April has been helping clients protect what matters most since 2008. Together, they believe in educating—not selling—and helping people understand the difference between simply having insurance and being properly insured.

In this episode you'll learn:

• When a vacant home needs a different insurance policy
• Why simply filing a claim—even with no payout—can affect your insurance history
• The one insurance policy many people wait too long to purchase
• The one question every homeowner should ask their insurance agent this week
• Why "full coverage" doesn't always mean you're fully protected
• Why flood insurance is not automatically included in most homeowners policies
• Why your insurance agent should know about newly purchased jewelry and valuables
• Why renters insurance is important—even if you're renting temporarily

About Today's Guests

Stephanie and April Schaffroth are local Farmers Insurance Agency Owners dedicated to helping individuals, families, and business owners identify coverage gaps, eliminate unnecessary overlaps, and make informed decisions about protecting their homes, vehicles, businesses, and loved ones.

Their mission is simple: Educate first. Protect always.

Contact Today's Guests

Stephanie Schaffroth
Agency Owner – Farmers Insurance

34225 N. 27th Drive, Suite 112
Phoenix, AZ 85085

Office: (480) 483-6221
Fax: (480) 922-7280
Email: [email protected]

Website: www.bestazinsurance.com

April Schaffroth
Agency Owner – Farmers Insurance

34225 N. 27th Drive, Suite 112
Phoenix, AZ 85085

Office: (602) 297-5155
Fax: (480) 922-7280
Email: [email protected]

Website: www.insuranceinaz.com

About Your Host

Cheryl Scheidell   NMLS#886425
Reverse Mortgage Specialist
Barrett Financial Group

Helping homeowners 55+ understand how home equity can become a powerful retirement resource.

Contact Cheryl:

Phone: 480-817-4324

Website: ReverseMortgageAndBeyond.com

Email:  [email protected]

youtube:  @reversemortgageandbeyond

🎥 Subscribe to Cheryl's YouTube channel, https://www.youtube.com/@ReverseMortgageandBeyond for educational videos on reverse mortgages, retirement planning, Final Expense planning, interviews with trusted professionals, and practical resources to help you make informed financial decisions.

Whether you're exploring retirement options, looking to improve monthly cash flow, purchase your next home with a reverse mortgage, or simply want to learn more, Cheryl is committed to providing education first—so you can make informed decisions with confidence.

Remember: The right insurance and the right financial strategy work together to protect your home, your family, and your future.

What Every Family Should Know About Probate & Reverse Mortgages

When a loved one passes away, the family home often becomes one of the biggest decisions adult children and heirs will face. Emotions are high, important deadlines begin, and questions about probate, reverse mortgages, insurance, and selling the home can quickly become overwhelming.

In this episode of Is a Reverse Mortgage Right for You?, host Cheryl Scheidell, Reverse Mortgage Specialist with Barrett Financial Group, welcomes Lydia Wietsma, Probate Realtor with NextHome Power Realty, for an informative conversation about navigating inherited homes with confidence.

Together, Cheryl and Lydia discuss the first steps families should take after the loss of a loved one, common mistakes to avoid, and how probate and reverse mortgages work together. They also explain the options available to heirs, how to protect the home's value, and why seeking professional guidance early can save families time, money, and unnecessary stress.

In This Episode

• The first things families should do after a loved one passes away.
• How to protect and secure an inherited home.
• Why legal and financial steps should come before cleaning out or repairing the property.
• Common mistakes families make during the probate process.
• How reverse mortgages are handled after the homeowner passes away.
• The importance of notifying the reverse mortgage servicer.
• Options heirs have when inheriting a home with a reverse mortgage.
• Understanding the FHA-insured reverse mortgage 95% appraised value option.
• Why reverse mortgages are non-recourse loans and what that means for families.
• How selling a home with a reverse mortgage differs from a traditional home sale.
• What buyers should know about financing, appraisals, timelines, and the closing process.
• How Cheryl and Lydia work together to help families make informed decisions during one of life's most challenging transitions.

Join Us for a Complimentary Lunch & Learn

If you're planning ahead, caring for aging parents, or simply want to understand how reverse mortgages and probate can impact your family, we'd love to have you join us for one of our educational Lunch & Learn events.

Upcoming Events

Tuesday, July 21
Total Wine – Tempe Marketplace (Rio Salado)

Tuesday, July 28
Total Wine – SanTan Village (Williams Field Road)

Complimentary lunch is provided.

Please RSVP with Cheryl to reserve your seat.

Contact Cheryl Scheidell

Cheryl Scheidell
Senior Mortgage Loan Originator | NMLS #886425
Reverse Mortgage Specialist
Barrett Financial Group, L.L.C. | NMLS #181106

Phone: 480-817-4324

Email: [email protected]

Website: ReverseMortgageAndBeyond.com

Radio Show & Podcast: Is a Reverse Mortgage Right for You?

YouTube: Reverse Mortgage and Beyond

Contact Lydia Wietsma

Lydia Wietsma
Certified Probate Realtor
NextHome Power Realty

Phone: 602-363-1720

Email: [email protected]

Website: probaterealtyhelp.com

Need Answers About an Inherited Home?

Whether you're settling a loved one's estate, facing probate, inheriting a home with a reverse mortgage, or simply planning ahead for your own family, Cheryl and Lydia are here to help.

Their combined expertise in reverse mortgages and probate real estate provides families with trusted guidance, helping them avoid costly mistakes and make informed decisions every step of the way.

Thank you for listening to Is a Reverse Mortgage Right for You? Be sure to subscribe, share this episode with family and friends, and join us again for more conversations that help you make the most of your home, your equity, and your future.

When a loved one passes away, families are often overwhelmed with grief—and suddenly faced with important decisions about the family home. If the property must go through probate or has a reverse mortgage, knowing what to do first can help avoid costly mistakes and unnecessary stress.

In this episode, host Cheryl Scheidell, Reverse Mortgage Specialist with Barrett Financial Group, welcomes Lydia Wietsma, Probate Realtor with NextHome Power Realty, for an informative conversation about probate, inherited homes, and reverse mortgages.

Together, Cheryl and Lydia discuss the first steps families should take after the loss of a loved one, who has the legal authority to make decisions about the property, how probate and reverse mortgages work together, and practical tips to help families protect one of their largest assets.

In This Episode

• The first steps families should take after a loved one passes away.
• Who has legal authority to make decisions about an inherited home.
• Whether mortgage payments, HOA dues, property taxes, utilities, and homeowners insurance should continue during probate.
• How probate and reverse mortgages work together.
• Why it's critical to notify the homeowners insurance company if a property becomes vacant.
• Whether a probate home can be listed for sale before probate is complete.
• What to do when mortgage balances, reverse mortgage balances, HOA fees, or property taxes continue to increase.
• Should you repair or remodel an inherited home before selling?
• Options for families who don't have the funds to clean out or repair a property.
• Why exposing a probate property to multiple buyers may produce a better outcome than accepting the first investor offer.
• Selling an inherited property "as-is."
• What families should know before accepting a cash offer.
• The top mistakes adult children should avoid immediately after losing a parent.
• Important documents families should begin gathering.
• Practical advice to help protect the estate and avoid unnecessary delays.

Upcoming Complimentary Lunch & Learns

Planning ahead can make all the difference.

Join Cheryl for one of her complimentary Lunch & Learn educational events to learn more about reverse mortgages, probate, home equity, and retirement planning.

Upcoming Dates:

Tuesday, July 21
Total Wine – Tempe Marketplace (Rio Salado)

Tuesday, July 28
Total Wine – SanTan Village (Williams Field Road)

Complimentary lunch is provided.

Please RSVP to Cheryl to reserve your seat.

Contact Cheryl Scheidell

Cheryl Scheidell
Senior Mortgage Loan Originator | NMLS #886425
Barrett Financial Group, L.L.C. | NMLS #181106

Phone: 480-817-4324

Email: [email protected]

Website: ReverseMortgageAndBeyond.com

Radio Show: "Is a Reverse Mortgage Right for You?"

YouTube: Reverse Mortgage and Beyond

Contact Lydia Wietsma

Lydia Wietsma
Probate Realtor
NextHome Power Realty

Phone: 602-363-1720

Email: [email protected]

Website: probaterealtyhelp.com

Whether you're planning ahead, helping aging parents, settling an estate, or navigating an inherited property, Cheryl and Lydia are here to help guide you through the process with education, experience, and compassionate advice.

Thank you for listening to Is a Reverse Mortgage Right for You! Be sure to subscribe so you never miss an episode.

In Part 2 of this two-part series, host Cheryl Scheidell continues her conversation with longtime friend and trusted advisor Jayson Walker of Netvest Financial. Building on the foundation from Part 1, this episode focuses on practical solutions — how families can avoid probate, protect themselves during incapacity, prevent conflict, and create a plan that provides peace of mind.

Cheryl opens with a refresher on probate and why it can be stressful, expensive, and public. From there, Jayson walks listeners through trust planning, legal tools for living protection, and how proactive planning keeps families out of court and out of crisis.

🧠 Topics Covered in Part 2

• A brief refresher on what probate is and why many families want to avoid it
• How a trust helps protect privacy and avoid costly probate proceedings
• Whether you can avoid probate without a trust
• What happens when someone becomes incapacitated without the right documents
• The key legal documents that help prevent guardianship or conservatorship
• How planning reduces stress and confusion for adult children
• How to prevent family conflict when it comes to inheritance or legacy
• Practical first steps listeners can take to begin or update their own estate plan

🎧 Why This Episode Matters

Too many families are forced into stressful decisions under pressure and with uncertainty. This episode empowers you to think ahead, prepare wisely, and protect what matters most — your relationships, your legacy, and your peace of mind.

📞 Questions About Your Own Plan?

If you’d like help understanding how estate planning, retirement strategies, and housing decisions — including reverse mortgages — fit together, reach out:

Cheryl Scheidell
📱 480-817-4324
🌐 reversemortgageandbeyond.com
📧 [email protected]

Jayson Walker, Netvest Financial
📱 602-230-8222
🏢 9059 E. Bahia Drive, Suite 100
  Scottsdale, AZ 85260

🍷 UPCOMING EDUCATIONAL LUNCH & LEARN

📍 Total Wine - July 21, 2026
🕦 11:30 AM – 1:30 PM
🍽️ Complimentary Lunch
🎟️ Limited seating — RSVP required

Join Cheryl Scheidell, Jayson Walker, and Lydia Wietsma, Probate Realtor with Next Home Power Realty, for an educational session focusing on estate planning, probate, real estate insights, and retirement strategy.

📞 RSVP: 480-817-4324
📧 [email protected]

Is a Reverse Mortgage Right for You?

Guest: Seth Leibsohn
Host: Cheryl Scheidell, Reverse Mortgage Specialist, Barrett Financial Group

Reverse mortgages are one of the most misunderstood financial tools available to seniors today. In this episode, Cheryl Scheidell is joined by Seth Leibsohn for a candid, thoughtful discussion that cuts through fear, myths, and outdated information.

This episode focuses on education, consumer protection, and personal responsibility.

In this episode, we discuss:

• Why reverse mortgages developed a negative reputation

• How today’s FHA-insured reverse mortgages have changed

• The real obligations homeowners must meet

• Common myths vs. real risks

• Who should consider a reverse mortgage—and who shouldn’t

• Why informed decision-making matters more than ever

Important Disclosure:

Reverse mortgages are federally insured loans subject to eligibility requirements, financial assessment, and mandatory HUD-approved counseling. Borrowers must continue to pay property taxes, homeowners insurance, and maintain the home. This program is not suitable for everyone.

Have questions or want personalized information?

📞 Phone: 480-817-4324
🌐 Website: ReverseMortgageAndBeyond.com
📧 Email: [email protected]

Education first. Pressure never.

🎙️ Episode Overview

Estate planning doesn’t have to be intimidating—and it’s not just for the wealthy. In Part 1 of this two-part series, host Cheryl Scheidell sits down with her longtime friend of over 30 years, financial advisor and estate planning specialist Jayson Walker of Netvest Financial, to break estate planning down in simple, real-world terms.

This episode focuses on the foundational pieces of estate planning, common misconceptions, and the costly mistakes families often make when planning is delayed or incomplete. Cheryl and Jayson explain why estate planning is about protecting your family and your home while you’re living, not just what happens after you pass away.

🧠 Topics Covered in Part 1

• What estate planning really is (and what it is not)
• Who needs an estate plan (hint: more people than you think)
• Why estate planning often feels overwhelming
• The biggest and most common estate planning mistakes
• Additional mistakes families make that create confusion later
• The difference between Wills and Trusts
• What probate is and why families try to avoid it
• How poor planning can lead to stress, delays, and unnecessary costs

🎧 Why This Episode Matters

Many families don’t realize the problems they’ve created until it’s too late—often during a health crisis or after the loss of a loved one. This episode helps listeners understand why proactive planning matters and sets the stage for Part 2, where solutions and strategies are discussed in greater detail.

📞 Have Questions About Your Own Situation?

If you’re wondering how estate planning, housing decisions, and retirement strategies work together—or if a reverse mortgage might fit into your plan—help is just a phone call away.

📱 Call Cheryl Scheidell: 480-817-4324
🌐 Website: reversemortgageandbeyond.com
📧 Email: [email protected]

Jayson Walker, Netvest Financial
📱 602-230-8222
🏢 9059 E. Bahia Drive, Suite 100
  Scottsdale, AZ 85260

🍷 UPCOMING EDUCATIONAL EVENT – LUNCH & LEARN

📍 Total Wine
🕦 11:30 AM – 1:30 PM
🍽️ Complimentary Lunch
🎟️ Limited Seating – RSVP Required

Join Cheryl Scheidell, Jayson Walker, and Lydia Wietsma, Probate Realtor with Next Home Power Realty, for an educational Lunch & Learn focused on estate planning, probate, real estate, and retirement strategies.

📞 RSVP to 480-817-4324
📧 [email protected]

▶️ Coming Up Next

📻 Part 2 of this conversation dives deeper into:

• How trusts help avoid probate
• Planning for incapacity
• Preventing family conflict and sibling disputes
• First steps to creating or updating your estate plan

Be sure to tune in in two weeks for Part 2 with Jayson Walker.

Episode Title: Avoiding the Senior Care Crisis: What Families Need to Know Before It’s Too Late

Host: Cheryl Scheidell
Guest: Greg Sarlo, Founder & CEO of EverCare

Many families don’t realize they’re in a crisis until a parent is suddenly hospitalized—and they’re told decisions must be made immediately.

In this powerful episode of Is a Reverse Mortgage Right for You?, Cheryl is joined by senior care expert Greg Sarlo, who pulls back the curtain on what really happens during hospital discharges, why families feel blindsided, and how better planning can protect both loved ones and finances.

🧠 In This Episode, You’ll Learn:

• Why hospital and rehab discharges often happen faster than families expect
• What families can say if they feel a discharge isn’t safe
• The biggest mistakes made during senior care emergencies
• How to recognize when it’s time for assisted living, memory care, or added support
• Why pre-planning before a crisis is critical
• What a senior placement advisor actually does—and how they help at no cost
• How EverCare is raising the standard for senior care navigation in Arizona
• How housing wealth and reverse mortgages can be part of a care strategy

This conversation is essential listening for seniors, adult children, caregivers, real estate professionals, and anyone who wants to avoid rushed decisions during emotional moments.

👤 About the Guest

Greg Sarlo is the Founder and CEO of EverCare, a statewide concierge senior placement and resource organization serving families throughout Arizona at no cost.

EverCare was recognized as Best of East Valley and is known for its hands-on, high-touch approach to senior care navigation. Their team includes a Registered Nurse, Master Social Worker, and ALM-licensed professional—bringing clinical insight and advocacy to complex care transitions.

🌐 Learn more:
goevercare.com

🎧 About the Host

Cheryl Scheidell educates seniors and families on housing, aging-in-place, and reverse mortgage strategies—before decisions become urgent.

📞 Phone: 480-817-4324
📧 Email: [email protected]
🌐 Website:
ReverseMortgageAndBeyond.com